24.7 C
Tuesday, September 22, 2020
    Home Real estate crowdfunding How does our real estate Crowdfunding platform work?

    How does our real estate Crowdfunding platform work?

    iCrowdhouse is a participatory financing platform that offers the possibility of real estate investments through the subscription of shares in a limited company through capital increase.

    Without t% C3% ADtulo
    ICrowdhouse methodology

    Below we explain how our real estate Crowdfunding platform works, and how the investment projects we publish are evaluated and analyzed and also how investments are made:

    1.- Previous study of the project:

    The first thing that is requested to the projects that are received in iCrowdhouse, is a complete information of what the current status of the project is, what experience the promoter team has and both its financial and legal status. If the promoter is a legal person, it must be legally constituted in Spain or a member country of the European Union, if it is a natural person, its fiscal residence must be in Spain.

    The projects are studied in advance by our our multidisciplinary team formed by experts in various professional sectors, such as Real Estate, intermediation, promotion, technology, finance, market research and planning, analyzing them according to objective parameters in order to Discard projects that are not quality in order to limit investment risks.

    2.- Study of the viability of the project

    Subsequently, to the analyzed projects that meet our objective parameters, all the necessary additional documentation is requested, in order to determine the viability of the project, the reliability of the promoter team and the fairness of the proposal.

    With all this information, the team of iCrowdhouseIt carries out an exhaustive analysis of the project that includes from the verification that it adapts to what is stipulated in the legislation for participatory financing projects, review of the business and financial plan as well as a legal, fiscal and corporate analysis, or of any other aspect that It is considered necessary for a better evaluation of the project.

    Due Diligence to assess risks and feasibility studies conducted by iCrowdhouse is of such rigor, that only 5% of the projects reviewed are offered as a real estate investment opportunity in our Crowdfunding platform, prioritizing the publication of projects based on the potential for return to investors.

    3.- Project Report and Validation.

    Subsequent to the acceptance of the viability of the project, an internal report is made to verify that the information provided by the promoter is truthful, and in which the technical, financial and product quantities are verified in such a way that it provides an impartial view and objective of the project, and that allows to transmit to the future investors a quality information to be able to properly assess and decide their participation in the different investment opportunities that are offered in crowdfunding.

    4.- Creation of the limited company of the project.

    In this phase the limited company is constituted in which the real estate asset of the project will appear as an active cone and in which the investors will have a percentage of participation in the company based on the amount invested.

    In all the projects of the real estate crowdfunding platform of iCrowdhouse, in the societies that constitute the promoters of the projects they participate with a minimum of 10% which makes their motivation equal to that of the investors.

    5.- Project Publication

    In this phase, prior to publication, we advise developers in the best way to explain their project to investors and the documentation that needs to be incorporated into the project publication, so that investors can analyze and decide on the investment in their project. project, we also support them in the preparation of infographics, videos and photographs that facilitate the explanation of the project on the platform.

    6.- Investment period

    Once the project has been published on the platform, investors will be able to make their investment within the period established for each project. iCrowdhouse creates a free wallet for investors in our payment gateway where you can transfer resources when you want to make an investment. The amounts are withheld until 100% of the financing is achieved.

    In the case of not reaching all the necessary financing to develop the project, the amounts are released as available in the investor's wallet, and in which you can keep them for future opportunities or transfer it to your bank account.

    During the open period to make investments, the evolution of the financing campaign is visible in real time for all users of the platform, communication channels are also enabled so that interested investors can contact the developer.

    7.- Formalization of Investment

    Once all the necessary financing has been reached, the promoter is set a deadline to carry out the legal procedures, the subscription of the investors' shares in the capital of the company is made, through a capital increase, at which time the funds of the investor's wallet are transferred to the Limited Company.

    8.- Purchase and reform of the property

    In this phase and according to the type of project, the purchase of the asset (land usually) and the development and construction of the real estate, or in the case of existing real estate assets, are made in the case of new real estate, the purchase of the same and if necessary, the reforms that will be stipulated in the project are carried out

    9.- Marketing and sale of the asset.

    If the investment project so establishes, the real estate asset can be commercialized by renting it generating an income, until it reaches the stipulated revaluation and proceeds to its sale, at which time the investors receive the capital they have invested and the Benefit sharing for capital gains and income generated.

    10.- Dissolution and Liquidation of the Company

    Once the asset has been sold and the money contributed to the investors has been returned and they have been limited.

    favicon new ich icrowdhouse 150x150
    Editorial team
    Participatory Financing Platform authorized by the National Securities Market Commission (CNMV) in accordance with the law 5 / 2015 for the Promotion of Business Financing. Registered with the number 22 in the Register of Participatory Financing Platforms of the CNMV.
    - Advertising -add icrowdhouse software

    More popular

    Real Estate Crowdfunding Platforms in Spain and the World

    In a previous post, in which we explained what Real Estate Crowdfunding is and how it works, we also exposed the periodic table of ...

    Where to invest my money in 2019

    It opens for the year 2019, a period of great uncertainty motivated by changes in both the world and national economies. The...

    PropTech and FinTech blogs you shouldn't miss

    The term FinTech, covers both financial companies that apply innovative technologies, to offer innovative financial services, as well as companies ...

    Advantages of Real Estate Crowdfunding vs. Traditional Investment

    Real estate crowdfunding has a number of advantages over traditional real estate investment and is causing a revolution in a sector that ...

    Icrowdhouse presents promoters from Cádiz, Granada and Aragón the advantages of their tool to obtain alternative financing

    Given the impossibility of organizing face-to-face meetings with different agents in the real estate sector, icrowdhouse is promoting a series of ...

    You should read

    We launched the first developer software that allows you to digitize real estate investment

    As a participatory financing platform, iCrowdhouse connects investors with developers and / or builders looking for alternative financing to develop their ...

    Has Covid-19 made your business premises empty and are you exploring how to take advantage of it as soon as possible? Convert it into a home thanks to ...

    Let's go to a practical example. It turns out that my commercial premises of 400 m2 in López de Hoyos de Madrid is no longer attractive, ...

    Real Estate Crowdfunding Platforms in Spain and the World

    In a previous post, in which we explained what Real Estate Crowdfunding is and how it works, we also exposed the periodic table of ...

    What is Real Estate Crowdfunding?

    What is Real Estate Crowdfunding? Real Estate Crowdfunding is also known as Real Estate Crowdfunding in Anglo-Saxon terminology. The term Crowdfunding comes from ...